Volume 6, Issue 1, May 2014, Pages 97–109
Abdelkader Derbali1
1 Higher Institute of Management of Sousse, University of Sousse, Tunis, Research Unit: Management and Risk Management, Tunisia
Original language: English
Copyright © 2014 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
In the banking sector, the conditions for creating a sustainable competitive advantage are specific. Moreover, innovation is not protected, new products or new sales methods are easily imitated. Building on traditional thesis factoring May Provide an advantage, aim the durability thereof cannot be ensured partner after the adoption of some strategies. Realized Banks -have for years, the need to define a strategy, as well as for internal Reasons of clearer presentation of the objective and tasks Reasons for external communication towards customers and Shareholders exposed to a controlled development. This article is devoted to the analysis of different approaches developed in the financial literature for measuring the impact of banking strategies on the performance of banks. Our analysis is based on the presentation of a literature review on the measurement of bank performance. Thus, the study of the impact of banking strategies on the performance of banks is based on the use of variables that indicate the type of strategy adopted by a bank. Our empirical validation is carried out on a sample of 11 banks for a period of 13 years (2000-2012). We will use the software to get STATA12 different econometric results and empirically validate our research problem. This validation will be based on the use of econometric techniques such as regression on panel data.
Author Keywords: banking strategies, banking performance, performance measurement, net interest margin, panel data.
Abdelkader Derbali1
1 Higher Institute of Management of Sousse, University of Sousse, Tunis, Research Unit: Management and Risk Management, Tunisia
Original language: English
Copyright © 2014 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
In the banking sector, the conditions for creating a sustainable competitive advantage are specific. Moreover, innovation is not protected, new products or new sales methods are easily imitated. Building on traditional thesis factoring May Provide an advantage, aim the durability thereof cannot be ensured partner after the adoption of some strategies. Realized Banks -have for years, the need to define a strategy, as well as for internal Reasons of clearer presentation of the objective and tasks Reasons for external communication towards customers and Shareholders exposed to a controlled development. This article is devoted to the analysis of different approaches developed in the financial literature for measuring the impact of banking strategies on the performance of banks. Our analysis is based on the presentation of a literature review on the measurement of bank performance. Thus, the study of the impact of banking strategies on the performance of banks is based on the use of variables that indicate the type of strategy adopted by a bank. Our empirical validation is carried out on a sample of 11 banks for a period of 13 years (2000-2012). We will use the software to get STATA12 different econometric results and empirically validate our research problem. This validation will be based on the use of econometric techniques such as regression on panel data.
Author Keywords: banking strategies, banking performance, performance measurement, net interest margin, panel data.
How to Cite this Article
Abdelkader Derbali, “The impact of banking strategies on the net interest margin: Empirical evidence from Tunisia,” International Journal of Innovation and Applied Studies, vol. 6, no. 1, pp. 97–109, May 2014.
