In this paper, an attempt is being made to analyze and explain fintech in detail. Fintech companies occupy an increasingly relevant position within the current business fabric. Fintech is a type of biometric method. It provides financial services that facilitate our daily lives through technological disruption. The arrival of the technology industry to financial services has implied the emergence of thousands of startups, which through technological platforms offer a wide range of products or services to their consumers quickly and easily, fostering alliances with traditional banking and opening new challenges for the industry. a continuous expansion of these technologies is being observed related this innovation. Therefore, main emphasis in this paper is laid on its evaluation and emergence till 2020.
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