Even though it is elder than the bank sector, the credit activity is one of the most important bank activities. We assume that it finds its origins in the Babylonian era and it could survive until now to many obstacles that were mostly related to religion
The notion of inequality usually refers to the social inequalities so the reflection mostly stops by only one point judged as the criterion of the stratification: the purchasing power. That could both: allow a social ascension if it is improved or in the most obscurantist expectation aggravate the social exclusion if it is reduced. According to the history, the social stratification concerned all civilized societies, with the predominance of extremities: the upper and the poorest classes, it is only through changes of manners and savings that a new social caste lying between the two could be generated. Moroccan society has experienced this same pattern. This article reviews the first birth of the Moroccan middle class, its evolution, and then its characteristics in the current context.