Département des Sciences Commerciales et Administratives, Section des Sciences Commerciales, Administratives et Informatique de gestion, Institut Supérieur Pédagogique d’Idjwi (ISP/IDJWI), Idjwi, Sud-Kivu, RD Congo
This paper analyses the impact of the Foreign Direct Investment on the rate of exchange before or not other variables which can influence the rate of exchange in DRC. In order to confirm our hypothesis assigned to this one and reach its objective, we have referred to the following methods and techniques: the analytical method, the method Lesser Ordinary Square through the model of Error Correction and the documentary technique. Thus, on the basis of different reports of the African Bank of Development, the Central Bank of Congo, and finally the World Table of the World Bank and the international financial statistics of IMF from 1984 to 2015, we have come to the results according to which the official rate of exchange in DRC has a negative impact on the foreign direct investment. Our results prove that money depreciation increases the FDI in the welcoming country and consequently the rate of exchange decreases. So, the drop in the rate of exchange leads to a raise of exportations. In the same conditions, a raise of rate of exchange leads to a reduction of exportations.
This study aims at identifying explaining factors of rejection or acceptance of customers individual credit demand of FINCA/Bukavu in South Kivu/The Democratic Republic of the Congo in order to give access to poor clients willing to get credit to prepare and compose their files and to grant different political and economic partners. The Knowledge to manage the financial sector since it is possible for them to be aware about the way these is collected by the microfinance institutions regarding their characteristics.
Relating to the sample of 99 customers files and referring to the maximum method of probability, it seems that the rationing of customers individual credit of FINCA/Bukavu is positively influenced by the credit amount requested and negatively influenced by the revenue of signification threshold of 10%.