SMS banking which is a technology enabled services to its customers, permitting them to operate selected banking services over their mobile phones. To implement this system, "SMS Banking Using Cell Phone" a GSM Phone is connected by a data cable to a computer. The system will receive SMS from customers via GSM phone. The received message will be saved into a table in the database automatically. The message is to be read and compare with the criteria to the database record and manipulate the desired result. Then the result is automatically sent to the customer Phone and the update record is saved to the database. With this system the customer can create an account, see the balance, transfer balance to another account and can take various help through SMS and much more. The proposed system will add a new convenience to online banking services. With the contributions of this work the customers remain connected with the bank more closely- anywhere and anytime, just sending SMS and receive all pull and push services instantly. The data transmission will be held using Mobile Phone Network. The mobile interfaces to the PC by the data cable through communication port. To develop the system we used Visual Basic and MS SQL server on the Windows Platform.

Cognitive radio is a new and exciting technology that, among other applications, has the potential to unlock the spectrum necessary for the deployment of next generation high data rate systems. Spectrum sensing is the key component of cognitive radio technology. However, detection is compromised when a user experiences shadowing or fading effects. In such cases, user cannot distinguish between an unused band and a deep fade. Thus, cooperative spectrum sensing is proposed to optimize the sensing performance. We have studied performance analysis of cooperative spectrum sensing in Cognitive Radio. This paper presents a simulation comparison of cooperative with non-cooperative spectrum sensing over Rayleigh fading channel based on AND, OR and MAJORITY rules. Comparing the non-cooperative curve with the cooperative curve over Rayleigh fading channel, we observed that spectrum sensing is better in presence of cooperation. We also observed that the OR rule has the better performance than AND and MAJORITY rule.

Spectrum sensing is the key component of cognitive radio technology. Spectrum sensing is a tough task because of shadowing, fading, and time-varying nature of wireless channels. However, detection is compromised when a user experiences shadowing or fading effects. In such cases, user cannot distinguish between an unused band and a deep fade. Thus, cooperative spectrum sensing is proposed to optimize the sensing performance. We focus performance of cooperative spectrum sensing over Rayleigh and Nakagami fading channel with comparable non-fading AWGN channel in cognitive radio. This paper presents a simulation comparison of these fading channels based on fusion rule OR-rule, AND-rule and MAJORITY-rule. We observe that spectrum sensing is harder in presence of Rayleigh and Nakagami fading and performance of energy detection degrades more in Nakagami channels than Rayleigh channel and non-fading AWGN channel.