Volume 13, Issue 3, November 2015, Pages 715–721
Abdelmoumene BOUNAAMA1
1 CRJO - Droit privé, Institut de l'Ouest : Droit et Europe, UMR CNRS 6262, Université de Rennes 1, France
Original language: French
Copyright © 2015 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
The study focuses on doctrinal and comparative research between positive law and Muslim law relating to life insurance. In a conventional system, life insurance is based on uncertainty, which is prohibited for Muslims who wish to take out a life insurance while the concept of the Islamic law in insurance is the basis of mutual aid. This article also describes the incompatibility of conventional life insurance with the precepts of Islamic law and whose jurisconsults will resort to legal theories in search of compatible solution with Islamic law precepts life takaful insurance.
Author Keywords: life inssurance, life takaful, al riba, al maysir, al gharar, ta'awun.
Abdelmoumene BOUNAAMA1
1 CRJO - Droit privé, Institut de l'Ouest : Droit et Europe, UMR CNRS 6262, Université de Rennes 1, France
Original language: French
Copyright © 2015 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
The study focuses on doctrinal and comparative research between positive law and Muslim law relating to life insurance. In a conventional system, life insurance is based on uncertainty, which is prohibited for Muslims who wish to take out a life insurance while the concept of the Islamic law in insurance is the basis of mutual aid. This article also describes the incompatibility of conventional life insurance with the precepts of Islamic law and whose jurisconsults will resort to legal theories in search of compatible solution with Islamic law precepts life takaful insurance.
Author Keywords: life inssurance, life takaful, al riba, al maysir, al gharar, ta'awun.
Abstract: (french)
L'étude porte sur une recherche doctrinale et comparative entre le Droit positif et le Droit musulman en matière d'assurance-vie. Cette dernière, dans un système conventionnel, est basée sur l'incertitude, un élément qui relève de l'illicéité pour les musulmans qui souhaiteraient contracter une assurance-vie alors que le concept même de l'assurance en droit musulman est le fondement de l'aide mutuelle. Il sera étayé dans cet article de l'incompatibilité de l'assurance-vie conventionnelle avec les préceptes du droit musulman et dont les jurisconsultes en assimileront une licéité jurisprudentielle en vue d'une alternative assurantielle comme substitut.
Author Keywords: assurance-vie, takaful-vie, al-riba, al maysir, al gharar, ta'awun.
How to Cite this Article
Abdelmoumene BOUNAAMA, “Essai d'une nouvelle analyse de l'assurance-vie en Droit musulman et son évaluation à l'assurance-vie conventionnelle,” International Journal of Innovation and Applied Studies, vol. 13, no. 3, pp. 715–721, November 2015.