International Journal of Innovation and Applied Studies
ISSN: 2028-9324     CODEN: IJIABO     OCLC Number: 828807274     ZDB-ID: 2703985-7
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SMS banking using Cell phone

Volume 3, Issue 2, June 2013, Pages 463–469

 SMS banking using Cell phone

Md. Mojahidul Islam1 and Md. Ibrahim Abdullah2

1 Department of Computer Science & Engineering, Islamic University, Kushtia-7003, Bangladesh
2 Dept. of CSE, Islamic University, Bangladesh

Original language: English

Copyright © 2013 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.


SMS banking which is a technology enabled services to its customers, permitting them to operate selected banking services over their mobile phones. To implement this system, "SMS Banking Using Cell Phone" a GSM Phone is connected by a data cable to a computer. The system will receive SMS from customers via GSM phone. The received message will be saved into a table in the database automatically. The message is to be read and compare with the criteria to the database record and manipulate the desired result. Then the result is automatically sent to the customer Phone and the update record is saved to the database. With this system the customer can create an account, see the balance, transfer balance to another account and can take various help through SMS and much more. The proposed system will add a new convenience to online banking services. With the contributions of this work the customers remain connected with the bank more closely- anywhere and anytime, just sending SMS and receive all pull and push services instantly. The data transmission will be held using Mobile Phone Network. The mobile interfaces to the PC by the data cable through communication port. To develop the system we used Visual Basic and MS SQL server on the Windows Platform.

Author Keywords: Information on demand services, GSM network, Mobile Banking, SMS system, Banking services.

How to Cite this Article

Md. Mojahidul Islam and Md. Ibrahim Abdullah, “SMS banking using Cell phone,” International Journal of Innovation and Applied Studies, vol. 3, no. 2, pp. 463–469, June 2013.