[ Análisis de los productos ofertados por instituciones financieras para el desarrollo económico de los emprendimientos en la provincia del Guayas año 2021 ]
Volume 37, Issue 2, September 2022, Pages 238–249
Lissette Gabriela Salazar Ronquillo Ronquillo1, Estela Judith Romero Rodrìguez2, Jonathan Alexander Morán Álvarez3, and Mabel Elizabeth Barriga Pizarro4
1 Gestor de OEC, Instituto Superior Tecnológico «Juan Bautista Aguirre», Magister en Tecnología e Innovación Pedagógica, Daule, Ecuador
2 Docente Investigador, Instituto Superior Tecnológico «Juan Bautista Aguirre», Ingeniera Comercial, Daule, Ecuador
3 Docente Investigador, Instituto Superior Tecnológico «Juan Bautista Aguirre», Ingeniero en Contabilidad y Auditoría, Daule, Ecuador
4 Instituto Tecnológico Superior Juan Bautista Aguirre, Daule, Ecuador
Original language: Spanish
Copyright © 2022 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
The objective of this work is to analyze the influence of the financial products offered by the Ecuadorian financial institutions that help the economic development of the enterprises in the province of Guayas during the year 2022, due to the fact that there is a high degree of ignorance about the products and services offered by the Ecuadorian bank for the economic development of legally constituted businesses. With these precedents, a quantitative approach methodology is developed under a non-experimental design with a descriptive and documentary character; The literary resources offered by various authors are examined, which allows an approach to the object of study. Additionally, the unit of analysis in which the scientific article is oriented focuses on formal enterprises and businesses in the province of Guayas. Finally, the results obtained revealed that the incidence of financial services offered by the Ecuadorian bank in the economic development of enterprises in the province is significantly high; therefore, businesses can enhance their economic activities in order to obtain better results over time.
Author Keywords: Bank, Covid-19, Ecuador, Finances, Money.
Volume 37, Issue 2, September 2022, Pages 238–249
Lissette Gabriela Salazar Ronquillo Ronquillo1, Estela Judith Romero Rodrìguez2, Jonathan Alexander Morán Álvarez3, and Mabel Elizabeth Barriga Pizarro4
1 Gestor de OEC, Instituto Superior Tecnológico «Juan Bautista Aguirre», Magister en Tecnología e Innovación Pedagógica, Daule, Ecuador
2 Docente Investigador, Instituto Superior Tecnológico «Juan Bautista Aguirre», Ingeniera Comercial, Daule, Ecuador
3 Docente Investigador, Instituto Superior Tecnológico «Juan Bautista Aguirre», Ingeniero en Contabilidad y Auditoría, Daule, Ecuador
4 Instituto Tecnológico Superior Juan Bautista Aguirre, Daule, Ecuador
Original language: Spanish
Copyright © 2022 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
The objective of this work is to analyze the influence of the financial products offered by the Ecuadorian financial institutions that help the economic development of the enterprises in the province of Guayas during the year 2022, due to the fact that there is a high degree of ignorance about the products and services offered by the Ecuadorian bank for the economic development of legally constituted businesses. With these precedents, a quantitative approach methodology is developed under a non-experimental design with a descriptive and documentary character; The literary resources offered by various authors are examined, which allows an approach to the object of study. Additionally, the unit of analysis in which the scientific article is oriented focuses on formal enterprises and businesses in the province of Guayas. Finally, the results obtained revealed that the incidence of financial services offered by the Ecuadorian bank in the economic development of enterprises in the province is significantly high; therefore, businesses can enhance their economic activities in order to obtain better results over time.
Author Keywords: Bank, Covid-19, Ecuador, Finances, Money.
Abstract: (spanish)
Este trabajo tiene como objetivo analizar la influencia de los productos financieros ofertados por las instituciones financieras ecuatoriana que ayudan al desarrollo económico de los emprendimientos en la provincia del Guayas durante el año 2022, debido a que, existe un alto grado de desconocimiento sobre los productos y servicios ofertados por la banca ecuatoriana para el desarrollo económico de los negocios legalmente constituidos. Con estos precedentes, se desarrolla una metodología de enfoque cuantitativo bajo un diseño no experimental con carácter descriptivo y documental; se examinan los recursos literarios ofrecidos por diversos autores que permite tener un acercamiento al objeto de estudio. Adicionalmente, la unidad de análisis en la que se orienta el artículo científico se focaliza en los emprendimientos y negocios formales de la provincia del Guayas. Finalmente, los resultados arrojados revelaron que la incidencia de los servicios financieros ofertados por la banca ecuatoriana en el desarrollo económico de los emprendimientos en la provincia, es significativamente alta; por lo cual, los negocios pueden potencializar sus actividades económicas a fin de obtener mejores resultados a través del tiempo.
Author Keywords: Banco, Covid-19, Ecuador, Finanzas, Dinero.
How to Cite this Article
Lissette Gabriela Salazar Ronquillo Ronquillo, Estela Judith Romero Rodrìguez, Jonathan Alexander Morán Álvarez, and Mabel Elizabeth Barriga Pizarro, “Analysis of the products offered by financial institutions for the economic development of businesses in the province of Guayas year 2021,” International Journal of Innovation and Applied Studies, vol. 37, no. 2, pp. 238–249, September 2022.
