The National Electricity Company, SNEL in acronym, puts on the market an innovative product” Cash power” by which it wants to offer its customers: speed, freedom and simplicity in the supply of electric energy compared to the old system which required a bloated staff just to distribute its invoices thus causing, many loads.As a result, it appears that after the diagnostic analysis of the distribution and communication policies developed around this product, a certain profitability is perceived in the services provided, in particular the establishment of the system of prepayment meters and the billing system within the commercial service of SNEL/KISANGANI. But much remains to be done in order to make this product more accessible to everyone. After analysis of the data, the results according to which the amount of Cash power realized in overall global revenues of SNEL/KISANGANI during the study period give positive growth. The placement of prepayment meters positively influences the company to reorganize its services in view of results achieved. This approach justifies the importance given to the prepayment system so that the leaders of this company master this structure of advanced technology put on the market in terms of innovations in the electrical sector.

Congolese companies in general, and REGIDESO particularly, are aware of the financial imbalance and don’t seem to be competitive at national or international level. Creditors are interested in maximizing the value of the firm; however, shareholders and creditors often don’t have converging interests. The operating margin rate analysis made it possible to judge the viability of this company. We have assigned to this study a dual objective, namely to define the different margin rates; to present the advantages of knowing these in a company and to give the evolution of the operating margin rates displayed at REGIDESO / Kisangani during the research period. After data analysis, we obtained the results according to which the different rates of posted operating margins of REGIDESO / Kisangani are positive for the whole period under review. The operating margin rates are up from the base year 2012, despite the decrease observed in 2014 and 2015. The analysis of operating margin rates not only made it possible to make a value judgment on the reliability of this public entity but also to identify some weaknesses against which, it was formulated recommendations.

Untold unemployment has evolved in Congolese urban areas. Basically, there are movements that take place between the countryside and the urban centers, the mass dismissals of workers in the private sector and the closure of a few companies. The objective of this study is three-fold, namely to identify the causes related to the proliferation, the resilience and multiplicity of "Zandu ya Bitula" markets in Kisangani; to determine the advantages and disadvantages of these markets; and, finally, to identify the categories of the Kisangani population who frequent these night markets. After data analysis, the results showed that the unemployed population as well as state civil servants are those frequenting the "Zandu ya Bitula" markets. The factors underlying the emergence of these markets are numerous, notably the maximization of revenue, time saving, selling foods at all cost because of lack of means of conservation, avoiding to pay taxes, lack of spare time, supply for the following day as well as the possibility of selling foods that are out of legal control. Disadvantages of these markets are: risk of theft, purchase of stolen goods, risk of diseases and multiple harassments.

The decision to grant credit to a small and medium-sized business (trader) by FBNBANK is essentially based on the analysis of its liquidity. However, other criteria such as the evolution of operation of the account, the guarantee or validity of demand, the seniority of the relations with the bank, the importance of the turnover, financial structure can also influence the decision of the banker. This study has highlighted determinants essential to decision to grant credit to merchants that must be used by commercial banks, and those used by FBNBANK. At the end of this analysis, we say that FBNBANK's credit granting determinants to small and medium-sized businesses are a special way of managing credit risk for its clients. They are defined by the bank taking into account origin of credit risk as well as their implementation and constitute a common standard for the various parties involved in the credit granting decision in order to allow a good credit risk assessment. You have to analyze the credit file, analysis of balance sheet and profit and loss account, the analysis of financial balance and know personality of company manager. The bank focuses on company's debt capacity and the resource structure it has. This analysis is made on basis of calculation of different ratios before registration of loan requested by the merchant to examine consequences of its possible granting.

The national production of the RDC is constituted of 2 sectors, goods and services. the sector of understands them: agriculture, the mining extraction, metallurgic industries, manufacturies, electricity and water, of the buildings and public works while the one of services is constituted of the trade of big and detail, the transportation and communication, services mercantts conferred, the rights and taxes to the import that allow him to integrate in the world economy. This survey is about the analysis of import-export statistics in the involvement of the RDC to the international trade. We left from the operations to the international translating the import-export done during the period, that is in the majority of the cases associated to delay of payment. These last represent in short length the fluctuations of change that affect manner more or less pronounced the value of the invoices, once converted in national currency that carries to believe in a risk of transaction. Of this change risk a direct effect will be born on the commercial margins able to reduce the profitability of the commercial operations to the international. After analysis of the data, it comes out again that the RDC does really the international exchanges and that the commercial balance remained positive for the years under survey in spite of the very reduced key sectors because of the transformation of the products exported by the tool of production that is not yet modernized, developed and recapitalisé. in a context of absence and/or smallness of the outside financings and the coming a part of the outside help since several decades, the State Congolese and the Central Bank don't quit to make a dramatic recourse to the board to ticket to finance their deficit causing the inflation and the depreciation of the national currency. It justifies the importance that we intend to grant to this sector that appears completely forsaken and visiblment is not the subject of no politics can help it thus to stand up.