The importance of microfinance is well established. Morocco is leader in the MENA region according to Mix Market, CGAP, Sanabel, World Bank reports ... .etc
During 2007-2008, a crisis - coinciding with the global economic and financial crisis of 2008 - rocked the sector.
What are the causes, the consequences and the measures taken to get out? are the big questions this work is trying to answer.
In fact, two hypotheses guided the present work:
- The reality of the microcredit sector can be apprehended through the print media.
- The decline in time gives a complete vision and reveals the future trend of the sector.
Thus, an analysis of a body of 25 articles, from the daily L'Economiste, covering the period from 2009 to 2015 revealed a trend that does not contradict the content of activity reports of microcredit associations. and unveiled a profound change that is shaking up the sector and precipitating the transformation of microcredit associations into microfinance institutions. The situation of the sector is not transcribed in time, the evolution concerns a more or less long period. In addition, the newspaper respects its editorial line: disseminate economic information, so the study of occurrences shows that the social side is very marginalized.
The present contribution aims to question the past to highlight that the tourist success of the seaside resort of Agadir has roots anchored in the past that only History can decipher.
It is certain that Agadir was well attended by Westerners. The travelers and the travel relationships who have praised them are not lacking. Some even predicted its future importance, it is as an example of Germain Mouette, or Henri Dugard who predicts that it will attract tourists later. Through the writings and impressions of travelers who have traveled this region, we will try to reconstruct this past while insisting on the opinions of those who predicted the future growth of Agadir and this even before the advent of tourism. mass.
The political decision to close the port to trade affected this coastal city, a state that lasted until it reopened. This changed the situation and allowed the influx of capital and also Westerners. It should be noted that during the protectorate, Agadir was developed as a tourist city. After independence the same tourist policy that favors this seaside resort, was continued.