The objective of this work is to analyze the influence of the financial products offered by the Ecuadorian financial institutions that help the economic development of the enterprises in the province of Guayas during the year 2022, due to the fact that there is a high degree of ignorance about the products and services offered by the Ecuadorian bank for the economic development of legally constituted businesses. With these precedents, a quantitative approach methodology is developed under a non-experimental design with a descriptive and documentary character; The literary resources offered by various authors are examined, which allows an approach to the object of study. Additionally, the unit of analysis in which the scientific article is oriented focuses on formal enterprises and businesses in the province of Guayas. Finally, the results obtained revealed that the incidence of financial services offered by the Ecuadorian bank in the economic development of enterprises in the province is significantly high; therefore, businesses can enhance their economic activities in order to obtain better results over time.