The new financial environment reveals new risks that make the uncertain profitability of banks and the occurrence of systemic risk resulting from the bankruptcy of several banks. Share the data provided by the National Bank of the DRC, the supervisor can detect banks of fragility signs by comparing the ratios calculated for each of them to set prudential standards and classifying them, taking into account the risks. So it can expedite inspections and take corrective actions that impose and help redress the situation if not close unprofitable banks. This is the mission that we assign to our study and propose to the Congolese supervisor of banks. The question that arises is what is the consistent methodology select and recommend to the Central Bank of Congo to enable supervision to achieve its objective to detect weak banks. The selected Promethee Visual (because we are in the storage problem) in our study, using 10 banks supervised by the Congolese central bank and accepted for clearing (like shares) and the 5 criteria (capital, assets, management, earnings and liquidity) shows First Bank Corporation (FBC = B10), CITIBANK (B10), trade and development bank (BCD = B8) are managing their banking risks. Banks to watch are the Congolese Union of Banks (UCB = B2), the international credit bank, the International Bank for Africa in Congo (BIAC = B3), the Commercial Bank of Congo (BCDB = B1). Finally, the Congolese foreign trade bank (BCCE = B9), the Congolese FSB (B7), and finally the STANBIC (B6) are high-risk banks. Our study shows that the supervisor Multi-method provides a consistent procedure in assessing the performance and risk of Congolese Banks.

Waste management is a major stakeholder of a nation that aspires for development. Organic biodegradable waste invades the city of Kinshasa: streets, green spaces, aquatic environments and in other cities of the country where their management becomes a serious problem. In this work, three organic substrates: cow dung, sawdust and soil (fertile soils) were recycled by mixing them in the form of scenarios (dung alone, dung with sawdust and dung with soil). Recycling was carried out using the vermicomposting technique. The trials have yielded a fertile manure that meets ecological standards and earthworms that are increasingly being considered in the production of animal proteins and economically profitable

Materials such as leachate or leachate from hospital waste as a source of contamination and impact on nature and the environment. These juices are sources or vectors of pollution, justifying the purpose of our study. We had carried out three sampling campaigns in 2006, 2008 and 2010, the leachate four hospitals (CUK, HGRK, HGK and HGRN). Thus, we studied the physicochemical parameters in leachates and global settings to the toxicity tests. The results of our study are consistent with each other and show that ecotoxicity is constant for leachate that appear stable while their composition is variable. The toxicity test leachate sorting studied at each hospital establishment. Splits leachate can find a lasting solution in the nano filtration technique membranes during preparation of a wastewater treatment plant in the hospitals studied. Leachate contaminating the surrounding environment if not treated are at their rejection. Thus, instead of using reverse osmosis is an expensive technology and is justified if the standards are drastic, nano filtration is an intermediate way to help avoid pollution of hospital discharges juice. This technique helped us in our study to remove the chemical oxygen demand in the case of CUK. Thus we evaluated the performance of organic and inorganic membranes during the lowering of the inorganic filler according to the speed and pressure that are hydrodynamic conditions. The membranes have a specific behavior with respect to the leachate at the absorption, polarization and clogging of the pores. Indeed, the N01A membrane, discharge of COD is of 70% for a 10 bar pressure. The MP20 has a low membrane adsorption with leachate. The MP-31 provides a high retention rate of COD. There is then a strong membrane-fouling interaction improves the selectivity of the membrane. Leachate particles clog the membrane pores and obstruction and static adsorption increase membrane rejection rate. We studied the coagulation mechanism as a pretreatment to improve the membrane performance on the N01A. On this membrane COD reduction from 70 to 77%, the flux increases to 105 l. h-1.m-2 at a pressure of 10 bar for a COD concentration of 300 mg02l-1. The other two MP-31 membranes and MP20 provides for a flow limit of 11 l. h-1.m-2 COD respectively 1457 mg02l-1on MP-31 MP20 and a concentration of COD 1417 mg02l-1. For a max flow of 13 l.h-1.m-2 the retention percentage is 70% for COD 960 mg02l-1 After coagulation, fouling index was 4.8 for the raw leachate and increases to 4.5 with the supernatant.

The juice that percolates through the hospital sewage and that loads of pollutants must be eliminated. Our study contributes to the establishment of a purification system of hospital wastewater was expensive and effective. The process (stabilization coupled to bio filtration) involves aquatic plants such as Azolla and sand filtration. It thus improves the drainage conditions of the hospital effluents by dramatically reducing the pollution load. This technique decreases and lowers the organic filler according to the conditions imposed. The bio filtration has a specific behavior with respect to the leachate and increases the purification performance of wastewater. So by applying this technique, our study shows a reduction of 77.4% of the chemical oxygen demand (COD), 68.6% of turbidity, 94% of nitrates and phosphates 95% for a residence time of 8 am in the lagoon. This technics following the filter coupling shows a reduction of pathogenic microorganisms. The lagoon level the concentration of organic matter (OM), nitrogen and phosphorus decreased. This study is an important step in the design of a wastewater treatment plant wastewater university clinics in Kinshasa, DRC.

Our study makes the biological and chemical characterization of hospital effluents from university clinics gynecology department of Kinshasa before discharge into a river near the hospital for lack of a sewage treatment plant or a: instead of sanitation. We conducted studies during the rainy period early. We obtained a concentration of 3,1x103 to 100ml of bacterial flora. For lack of standards established by the law, we cannot compare this value. However this value is lower than that found in municipal effluent discharges which have a value of 108 to 100 ml bacterial flora. The BOD5 / COD ratio is 0.504 for the studied hospital effluents. Following the dysfunction in the hospital waste material throughout the city of Kinshasa, we propose in this study to treat hospital wastewater prior to discharge into the river nearby university clinics to avoid environmental pollution.