Far from being a reality in the daily life of populations, access to quality health care is more like a propagandist leitmotif in the head of the decision-making bodies of our country's health system. Are there not, however, means to facilitate this access? this is the question that lurks in the heads of those who suffer in search of such quality care. Several solutions can be proposed to gain access to care and achieve the goal of universal health coverage. And for poor or developing countries, the appropriate solution remains the pooling of available resources despite their limitations. Academic institutions, places of training and melting pot for the youth and future of the country can serve as laboratories to develop these experiences before considering their extension within the wider community. Mutual health insurance is a system of solidarity between the members of a professional group of mutual assistance, this organization brings together people of the same category or tendency to belong to.